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Ask Clint.
Clint is a certified community expert on one of Canada’s larger public finance forums, where people bring the money questions they are too embarrassed or too confused to ask anywhere else.
Filing Due Dates
| Personal income tax | Due every year on April 30, or the next business day if April 30 falls on a weekend or holiday. |
|---|---|
| Self-employed | Filed in your personal return. Income tax reporting is due every year on June 15, or the next business day if June 15 falls on a weekend or holiday. Important: Any amounts owed are due April 30. If you file GST once a year, that return is also due June 15, with payment due April 30 if you owe. |
| Corporations | Due 6 months after your year end date, but payment is due 2 or 3 months after your year end. |
| Charities and Non-Profits | Due 6 months after your year end date. |
| Final taxes | Due April 30 the year after someone passes, or 6 months after if they pass between Nov 1 and Dec 31. If they ran a business, filing moves to June 15 the year after (6 months after a death between Dec 16 and Dec 31), but the payment date does not. |
| Estate taxes | Due 90 days after the fiscal year end of the estate. The executor chooses the estate’s year end, which can be up to one year after the date of death. |
What to Bring
- Every slip you have received from an employer, bank, or government office
- Receipts for medical costs, donations, and childcare
- If you run a business, a summary of what came in and what went out
- Last year’s notice of assessment, if you have it
Official Links
CRA sign in (My Account)Your notices, slips, balances, and refunds in one place.
Pay the CRAEvery way to pay a balance owing or an instalment.
Direct depositGet refunds and benefit payments straight to your bank.
Disability tax credit (T2201)The certificate your medical practitioner fills out.
Working from home (T2200)The form your employer signs for employment expenses.
Moving expenses (T1-M)For a move to be closer to work or school.
Register a business numberThe CRA number for GST, payroll, and corporate accounts.
Register to collect BC PSTIf you sell or lease taxable goods or services in BC.
WorkSafeBC coverageWhether your business needs coverage, and how to apply.
Blog & Answers
Everything we've written, in one place. Search it, or browse by topic.
Showing all 109
Personal tax 10
- Disability Tax CreditEligibility, Form T2201, transfers and going back 10 years.Blog
- First Tax Return for NewcomersResidency, part-year credits, benefits and what to gather.Blog
- First-Time Home Buyer Tax BreaksFHSA, Home Buyers' Plan, the federal credit and BC transfer tax.Blog
- Home Office ExpensesTwo sets of rules: one for employees, one for the self-employed.Blog
- Medical Expense ClaimsWhat counts, the threshold, and which spouse should claim.Blog
- Moving ExpensesThe 40 km rule, eligible costs, and which income it reduces.Blog
- Pension Income SplittingMoving up to half of pension income to a spouse's return.Blog
- Personal Income Tax ReturnsWho files, when it's due, and how couples' returns link.Blog
- Proof of Income From the CRANotices of assessment, the proof of income statement, and copies.Blog
- Tax Returns for StudentsTuition, transfers, scholarships and the benefit at 19.Blog
Business tax and filings 9
- BC Company Annual ReportThe yearly BC Registries filing, when it is due and what it costs.Blog
- BC PST Registration and FilingWho registers, what's taxable, and when PST returns are due.Blog
- Charity and Non-Profit ReturnsT3010 for charities, T1044 and T2 for non-profits.Blog
- Corporate Tax Returns (T2)T2 deadlines, payment dates, instalments and small business rates.Blog
- Filing T4, T4A, T5 and T5018 SlipsT4, T4A, T5 and T5018: who gets one and when it's due.Blog
- GST Filing in BCRegistering, reporting periods, due dates and claiming GST back.Blog
- Payroll RemittancesPayroll account, 2026 rates, and when to remit.Blog
- Self-Employed Tax ReturnsT2125, deadlines, CPP, instalments and expenses for sole props.Blog
- WorkSafeBC Coverage and Payroll ReportsWho needs coverage, how premiums work, and when reports are due.Blog
Property and investments 6
- Crypto Tax in CanadaSwaps, sales, mining, staking and the records to keep.Blog
- Foreign Property Reporting (T1135)The $100,000 rule, what counts, and when T1135 is due.Blog
- Investment Income and Capital GainsInterest, dividends, capital gains, losses and the slips you get.Blog
- Rental Income TaxForm T776, expenses, CCA, co-owners and renting part of your home.Blog
- Selling Property as a Non-ResidentT2062, the certificate of compliance, and buyer withholding.Blog
- Short-Term Rental Tax in BCIncome tax, GST, PST, MRDT and BC's registry for nightly rentals.Blog
Estates and moving 4
- Departure Tax and Leaving CanadaResidency, the deemed disposition, and coming back.Blog
- Final Tax Return for Someone Who DiedWho files it, when it's due, and what goes on it.Blog
- Non-Resident Tax FilingWithholding tax, Canadian rent, and when you still file.Blog
- T3 Returns for an EstateThe estate's own returns, year-end choice and 90-day deadline.Blog
CRA and catching up 4
- CRA Instalments ExplainedWho pays, how much, and the four due dates.Blog
- CRA Letters, Reviews and AuditsReviews, audits, scams, representatives and objections.Blog
- Catching Up on Unfiled ReturnsPenalties, filing past years, the VDP and benefits.Blog
- Changing a Filed Tax ReturnFixing a past return without filing it twice.Blog
Bookkeeping 2
Planning and advice 8
- Buying Property: Running the NumbersTransfer tax, GST, flipping rules and rentals before you buy.Blog
- Capital Purchases and CCACCA classes, the half-year rule, and the faster 2026 write-offs.Blog
- Financial ForecastingBuild a forecast from your books, then test it.Blog
- Incorporating or RestructuringIncorporating, section 85, year-ends and dissolving.Blog
- RRSP Meltdown StrategyWithdrawals, RRIF rules, OAS and what happens at death.Blog
- Salary vs DividendsHow each one is taxed, and what you give up with each.Blog
- Separation and Divorce TaxesSupport payments, RRSPs, the home, and your benefits.Blog
- Tax Planning BasicsThe everyday rules people use to pay less tax, legally.Blog
Dates and checklists 1
Who we serve 6
- FamiliesNew babies, benefits, child care, RESPs, teens and big changes.Blog
- First RespondersVolunteer credits, the $1,000 exemption, expenses and pensions.Blog
- Gig Workers and DriversSelf-employment, GST, platform reporting, CPP and instalments.Blog
- Online Clients Across CanadaWorking with us online from anywhere in Canada or abroad.Blog
- RetireesPension slips, credits at 65, OAS clawback and RRIFs.Blog
- TradespeopleTools, travel, T5018 slips, GST and WorkSafeBC.Blog
Ask Clint topics 9
- Filing Basics5 questions answered by Clint.Topic
- Family & Dependants7 questions answered by Clint.Topic
- Medical & Disability5 questions answered by Clint.Topic
- Self-Employed & Business5 questions answered by Clint.Topic
- Property, Rentals & Capital Gains9 questions answered by Clint.Topic
- RRSP, TFSA & Investing7 questions answered by Clint.Topic
- Estates & Inheritance5 questions answered by Clint.Topic
- Dealing with the CRA4 questions answered by Clint.Topic
- Moving & Working Abroad3 questions answered by Clint.Topic
Ask Clint questions 50
- Why is the income on my T4 higher than my pay stubs add up to?Deductions come off after the number that gets reported.Question
- Our T5 is in my husband's name. Can we split it?Joint accounts, and who reports the interest.Question
- I got a T5 for my savings account for the first time. Is that new?Small interest amounts and when a slip appears.Question
- Should I ask my employer to take extra tax off each cheque?How much, and whether you get it back.Question
- I got a big lump of backpay. Was it taxed correctly?Lump sums, low-income years, and what the return sorts out.Question
- My 16 year old got her first job. Does that affect my return?Whether a child's income lands on the parent's return.Question
- My teenager started working. How do taxes work for them?Filing at 15, family income, and what it does not affect.Question
- My son turned 18 last January. Can I still claim him?Age cut-offs and what the year of turning 18 looks like.Question
- Our 17-year-old has been working. Do we claim her or does she file?Working teens and who reports the income.Question
- I am paying my kid's university tuition. Is any of it deductible?Tuition credits, transfers, and what room and board does not do.Question
- How do childcare deductions actually work? Is there a maximum?Caps per child, who claims, and what qualifies.Question
- Should my spouse and I file together or separately?Why the choice is smaller than people think.Question
- Can I claim my medical insurance premiums?Extended health and dental premiums as a medical expense.Question
- My daughter has braces. Can I claim the monthly payments?Orthodontics, and catching a year you missed.Question
- Can I claim mileage and meals for driving to appointments?The distance thresholds and how to track it.Question
- We drive 175 km for my daughter's therapy. Is the gas claimable?Travel for services that are not available locally.Question
- I forgot to claim medical last year. Can I do two years at once?The twelve month window and how to use it.Question
- I want to sell a house I bought a year ago. Does flipping tax apply?Federal and BC rules, and whether there is even a gain.Question
- Can someone help me estimate the capital gains on a rental I am selling?What goes into the calculation, and what does not.Question
- Everyone talks about capital gains. What happens with a loss?Where losses go and how long they last.Question
- I rented my home out for years and moved back in. Do I owe tax now?Change of use, deemed disposition, and the election that helps.Question
- If my rental becomes my home, do I pay tax that year or later?When the tax bill actually lands.Question
- Is it true you now get taxed if you profit over $500,000 on your home?Checking a rumour against the actual rules.Question
- We rented our suite. Can we claim the appliances we bought?Repairs, appliances, and the difference that matters.Question
- Can we split rental income 1% / 99% to lower the tax?Why the split has to follow the money, not the goal.Question
- I rent to family below market value. Do I report it?Cost recovery versus a real rental operation.Question
- GST and input tax credits are overwhelming me. Where do I start?Registering, charging, and claiming back.Question
- Can I lease my personal vehicle to my own business?How it works and whether it is worth it.Question
- I am doing contract work. How much should I set aside for tax?A working percentage and what it is based on.Question
- Can I write off clothes if I put my logo on them?Where the line sits between uniform and wardrobe.Question
- She left her self-employment income off her return. Now what?Small amounts, losses, and fixing it properly.Question
- My TFSA or FHSA grew past my contribution room. Is there a penalty?Investment growth, contribution room, and when trading starts to look like a business.Question
- When is the deadline for RRSP and TFSA contributions?The two dates people mix up.Question
- I pulled money out of my RRSP to clear debt. What happens at tax time?Withholding tax versus what you actually owe.Question
- What are the pros and cons of holding US stocks in my TFSA?Withholding tax and why the account matters.Question
- I used the Home Buyers' Plan but never moved in. Is that a problem?Plans changing, and what the CRA looks at.Question
- Can I use my RRSP to buy back pension time?How the transfer works and what it costs you in room.Question
- What is the best way to cash in RRSPs to start a business?Timing, brackets, and better alternatives.Question
- A friend wants to gift me $10,000. Is that taxable?Gifts, and why splitting it changes nothing.Question
- Does an inheritance count as income?What the estate pays versus what you pay.Question
- We inherited farmland and sold it right away. Is that taxable?Cost base at date of death, and the gain after.Question
- My daughter and I own a house together. If I die, does she owe tax?Joint ownership and the deemed disposition.Question
- I am receiving a lump sum from a family trust. What is the tax?Trust distributions and who has already paid.Question
- I got a Notice of Collection and cannot pay it. What are my options?Payment arrangements and what happens if you ignore it.Question
- I picked the wrong option when paying online. Will they fix it?Misapplied payments and how to get them moved.Question
- I forgot to claim my dependant last year. Can I refile?Adjusting a filed return and how far back you can go.Question
- The CRA is holding my refund and will not say why. What now?Reviews, holds, and how to get an answer.Question
- I am moving abroad mid-year. Which country taxes what?Residency, severing ties, and the form that settles it.Question
- Can capital gains on a property abroad be split between spouses?Whose name is on title, and why that governs.Question
- How do we move a small US 401k to Canada without getting killed on tax?Transfers, withholding, and whether it is worth moving.Question
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